In the wake of the terrorist attacks in Brussels on Tuesday, there will likely be the typical surge of travelers asking insurers and agents about travel insurance and what it covers.
Stan Sandberg, co-founder of trip insurance comparison website TravelInsurance.com, said travelers heading to Brussels can no longer purchase cancellation coverage.
“TravelInsurance.com reminds customers that travel insurance plans are designed to protect against unforeseen circumstances,” he said.
Most travel insurance plans already purchased that include trip cancellation coverage for terrorist attacks will apply to travelers scheduled to go to Brussels within seven to 30 days of the attacks, Sandberg said.
He recommended those headed to Brussels contact their insurance providers immediately to see if their plans have coverage, as “most policies will extend to locations within a set radius of the location of the attack,” some a 30-mile radius, and some a radius of 50 miles.
Those in Brussels currently might have trip-interruption coverage available should they choose to leave early, according to Sandberg.
“Having trip-cancellation coverage would not cover travelers to other parts of Europe who don’t have Brussels on their itineraries, but are considering canceling their trips,” he said.
Sandberg recommended that concerned travelers headed to unaffected countries purchase a cancel-for-any-reason policy.