NEW YORK -- American Express Co., the nation's largest travel agency, agreed to buy Travel One, the nation's ninth largest agency with annual sales of about $700 million. Terms were not disclosed.

Travel One will become a wholly owned unit of American Express, officials said. Jeffrey Harrow, president and chief executive and Scott Tarte, chief operating officer, will continue to lead Travel One from its Mount Laurel, N.J., headquarters.

American Express, through the acquisition, has captured one of the last so-called super regional agencies in the U.S., most of whom were acquired in recent years by Englewood, Colo.-based Navigant International. The deal expands American Express' presence in the mid-sized corporate market, where Travel One has thrived over the years. American Express, with 1997 volume of $17.4 billion, has about 75% of the Fortune 500 corporations among its customers.

"American Express has a large middle market travel business as well," said Ed Gilligan, president, American Express Corporate Services. "By combining forced with Travel One we have a great presence in this part of the business."

The deal ends months of speculation about Travel One's future, which was widely thought to be in merger talks earlier this year with Philadelphia-based Rosenbluth International. Harrow said Travel One entered talks with American Express after taking a hard look at its future in the industry. "We had been thinking about what Travel One should do in the future for a long time," Harrow said. "We looked at a lot of options and we felt that this is the best path for Travel One people and our clients."

Harrow said when he and Tarte looked around at the various options, a deal with American Express made a lot of sense. American Express, with its deep pockets of cash and wide array of technology tools, could offer Travel One customers the kind of products that few agencies can afford.

"I think its a wonderful opportunity for the clients of Travel One to be able to take advantage of the infrastructure in place at American Express and [at the same time] be able to get the personalized service from Travel One," said Carol Salcito, president of Stamford, Conn.-based Management Alternatives.

The deal is another example of American Express' aggressive new stance to solidify its position in the travel industry. In the past year, American Express has pulled off major deals to acquire Havas Voyages, the largest agency in France, and Farmingdale, N.Y.-based Travel Impressions and its retail arm, Empress Travel, one of the largest tour operators and agency franchises in the country. American Express also entered a major deal with Continental Airlines earlier this year to buy seats on a series of Virgin Atlantic code-share flights to London.

"We've had a very focused approach on how we grow this business both on an organic perspective and from an acquisition perspective," said Margaret Brownlee, chief operating officer of American Express Corporate Services. "I think what we'll be able to do is really take a look at Travel One's best practices in this segment." She added that, "Travel One has a great reputation in this market."

Travel One said it will continue to operate under its own name until a final decision is made. Travel One's employees and offices are expected to remain in place, however there will be some integration of back-office functions and overhead. The agency has about 1,400 employees, based in 30 full-service offices and 125 on-site locations. Its largest presence is in New Jersey, Maryland and Ohio.

Officials expect the deal to close in about two months, subject to regulatory review.

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