NEW YORK -- Americans spent more than $1.1 billion for travel insurance in 2004.

That figure is extrapolated from the first-ever survey of the U.S. travel insurance market, recently completed for the U.S. Travel Insurance Association (USTIA).

Travel agencies sell about 35% of USTIA-member policies, and cruise lines and tour operators sell another 40%. The remaining 25% is accounted for by online agencies, airlines, brokers/aggregators and credit card companies.

The survey found that more than 17 million travelers bought trip-protection plans from members. More than 80% of those policies included trip-cancellation coverage, and travelers were most likely to cover for trip cancellation for international trips.

To contact the reporter who wrote this article, send e-mail to [email protected].

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