Selling insurance: sample disclaimer No. 2

Execute this disclaimer in duplicate, with one copy to be maintained by the agency and the other given to the client.

While you may have some protection if the disclaimer is not signed, but forwarded to the party, you get the best protection if the disclaimer has been signed by the client and witnessed by an agency employee, with each party keeping a copy.

If married clients are traveling together, one party can execute the disclaimer for both. If the traveling companions are not married, use separate disclaimers for each person.

Disclaimer

In offering the sale of _______________ (tour, cruise), ____________ Travel Agency strongly recommends you purchase insurance coverage which will provide coverage against many different potential problems that could affect the trip.

Our staff is ready, willing and able to answer any question you may have concerning this disclaimer or to obtain answers for you with regard to the insurance, if they are not readily available. Agency policy requires our clients to either accept the insurance or sign this disclaimer that it has been offered and declined.

I [We] hereby acknowledge receipt of a copy of this disclaimer and further state that I [we] understand its terms and provisions. I [We] also acknowledge that any questions I [we] had concerning this disclaimer have been answered to my [our] full satisfaction. I [We] further understand and acknowledge that I [we] am/are under no obligation to sign this disclaimer, but having signed it, am/are bound to its terms.

Signed:___________________________________________

Dated: ___________________________________________

Witness:__________________________________________

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